Our Team

Nick Ball, Acuma LtdNick Ball

Nick first joined the American Express financial services company called Acuma in 1991, initially as a consultant, then later as a District Manager. When American Express pulled out of the financial planning business, Nick was able to purchase the trademark ‘Acuma’ to continue to offer independent financial advice. Nick is skilled in advice on: mortgages, investments, pension and insurance. In Nick’s spare time he is a keen photographer and is involved with his local community, notably a homeless charity in Bristol.

John Greenwood, Acuma Ltd

John Greenwood

John joined Lloyds Bank in 1966 and spent 30 years in various roles within the bank, including being a Branch Manager. After, he became an Independent Financial Advisor, working with RJ Temple and WestPoint before joining Acuma in 2013. John specialises in investment and pension advice but is experienced in the other services offered by Acuma. In John’s spare time he is a keen supporter of Bristol City, Gloucestershire cricket and an avid skier. He is also the Treasurer of the British German Association.

David Vernon, Acuma Ltd

David Vernon

David joined Royal Insurance in 1978 before moving to Midland Bank and then to Prudential. This provided him with 20 years of experience across all areas of financial services. He became an Independent Financial Adviser in a small firm in 1998 and, following its acquisition by a large national firm of accountants, spent 5 years gaining experience in the accountancy practice. David joined Acuma in 2011 and specialises in investments, pensions and tax planning. In his spare time he enjoys sports in general, football in particular (watching rather than playing these days), and is an active member of his local church.